Absolutely, your personal insurance can transfer the coverage you have on your personal policy to the rental car thus saving you a good bit of money by not purchasing the coverage from the rental company. But before you do this speak with your agent and make sure your policy will transfer coverage to the rental car and that it has comprehensive and collission coverage to transfer. Many company offer transfer of coverage to the rental car but also there are many policies that do not provide this transfer of coverage. Make sure you have the correct kind. If there is any question, please go ahead and purchase the coverage offered by the rental company. I hope this is of assistance.
Most auto insurance companies will extend the coverage on your personal auto policy to a rental car. The important fact is whether you have a statement or not.
It depends on the individual policy. Most full coverage auto insurance policies will cover the driver no matter what car he or she is driving, but not all. Check with your insurance agent. to see what SPECIFIC coverage you have before you waive the rental insurance at the rental office.
They do it on your demand of coverage. Car rental companies dont add you insurance in car rental amount, Its just like you book flight ticket there is option of choosing insurance or not.
Some auto insurance policies transfer to rental cars, and some do not. You need to ask your insurance agent about the details of your insurance policy, and the specifics of coverage while you are driving a rental car.
No. Rental coverage is something you buy extra. "Full coverage" just means you bought liability, comprehensive, and collision insurance.
If you have adequate liability coverage on your own vehicle, this is one coverage you can always decline on your rental. Your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the state in which your policy is issued. For more information visit at: citivanservice.com
If you have an auto insurance policy that covers non-owned vehicles - then your liability and collision coverage would likely extend to your rental car. If you don't have collision coverage - then you will be on the hook to repair the rental car. If you don't have any auto insurance - then you can be sued for a lot of money by both the rental car company and the person you hit.
Most personal auto policies provide coverage for the rental of a temporary substitute vehicle (such as when you are traveling or your car is being repaired).
If you already have full coverage auto insurance, there is no need to purchase additional insurance for your rental car. The only event where you would need the insurance from EZ Car Rental, was if you were to get into an accident, they would cover the cost of the time lost for the rental. If you don't purchase their insurance and get into an accident, you will have to pay for the days they are out money for not being able to rent the car out.
The rental car companies should have coverage. If not check with your own insurance provider
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
There are several commercial auto insurance companies that provide insurance to businesses that run a car rental service. These are a few major insurance companies that give free quotes which are Geico, The General, and Progressive. However depending on where your business is located these agencies may not be suitable for you.