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Though the Affordability Act has categorised various groups according to age and ethnicity, the basic provisions remain the same for all categories. You will be eligible for tax credits as a student. You can also stay in your parents' coverage till the age of 26 if their policy covers the area you studying. The only separate provision is that the government is looking to invest in data collection about health care disparities that African-Americans face. However, if want to buy an independent health plan, you can check online on sites such as hcentive for quote comparisons and to get the most affordable health care plan for you.

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Q: As an African-American Do I have More or Less Privileges?
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