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yes, as far as i know all insurance contracts contain a version of the following:, ''you must PROMPTLY report all accidents'............is a good idea for your own protection as well.... i have (unfortunately) seen many, 'non-injury, no damage' claims come back in a few months (when much evidence is lost), with lots of damage and injury..

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Q: Are you required to report a non-injury accident to your insurance company?
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