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. why would an insurance company say that a renter can not have a home business such as a website?
Wiki User
∙ 11y ago
Any homeowner insurance company includes personal liability insurance. The coverages are based on a normal household with normal traffic. If you have a business in the home and have more people comming and going you have an increased of a claim, especially liability claims. Also, things that happen in business are supposed to be covered under a business policy including the additional computer equipment, professional liability, premises liability, etc. Most of the time new business owners working from their home don't think about purchasing these coverages until someone sues you. Then you want the homeowners policy to provide coverage. Coverage is excluded. Many companies allow you to pay a small additional premiums for incidental business like yours which is much cheaper than full commercial insurance policy. Talk with an indepdent agent who can help advise you what you need.
Wiki User
∙ 11y ago
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How much does renter's insurance cost through the Geico insurance company?
Geico offers renter's insurance for as low as 12$ a month. More specific quotes based on your location are available on Geico's website by entering your zip code.
Will a home be covered by insurance if it is not owned by the occupant?
If you have renter's insurance (if renting) or business insurance (if owned by a business), then yes, it's covered. Note: Renter's insurance only covers your property. The home itself should be insured by the owner.
Do you have to reimburse the insurance company for leaving grease unattended on your stove at your apartment?
Possibly. The insurance company has reimbursed your landlord for his loss, and may indeed be within their rights to attempt to recover that from you as the one responsible. You're not their customer, your lanlord is, and anything they can recover from you will reduce the premiums they charge their customers.Unless the insurance company in question is the renter's, because he had rental insurance. In that case, the renter would be the insurance company's customer. As to whether the insurance company would cover a grease fire, the renter would have to consult his/her policy.
Is American Modern insurance group a real company with dealing with renter insurances?
Yes, they are a real company.
Who pays for the damages to your vehicle if a rental car is at fault?
It all depends on whether the renter signed up for the car rental company's extra insurance coverage at the beginning of the rental. If LDW (Loss Damage Waiver) or CDW (Collision Damage Waiver) insurance coverage was accepted by the renter, you will likely be dealing with the car rental company's insurance. If the renter declined the extra coverage, then you will deal directly with the renter's personal insurance provider.
What is the difference between retail and renter's insurance and can you use renter's insurance in a retail space?
Commercial Space Rental and InsuranceWhat you would need to buy for a commercial space is called Commercial General Liability Insurance. AnswerThere is a big difference between Retail and Renter's insurance. Retail insurance is for any type of basically a retail business that has an inventory used for retail purpose. Renter's insurance is used for a private individual or family that is renting a home or apartment and wants to protect their belongings from fire/flood/etc. You cannot use renter's insurance to protect a retail space which is considered business. Retail insurance does cost more. But to get the best answer to this question consult your insurance agent.
Where can one find insurance for tenants?
One can find insurance for tenants by going to the Liberty Mutual website. The Liberty Mutual website offers renter's insurance that can be used to insure tenants.
What kind of services does the Safe Insurance Company offer?
Safe Insurance company offers a wide variety of insurance options for West Virginians. They offer home insurance, renter's insurance, life insurance and many other options.
Will your homeowners insurance cover your dwelling if you have a renter?
Yes, but only for the dwelling, not for your renter's belongings. be sure to notify your insurance company that you have renters, your rate will go down because they're not insuring your belongings...and be sure to tell your renters about renters insurance.
Where is a good place to get free nationwide renter's insurance quotes?
One can get renter's insurance quotes from Esurance, GEICO, All State, State Farm, and Progressive. Some of the companies can compare competitor's prices on their website.
What kind of policies does the 21st Century Insurance Company offer?
21st Century Insurance is a property and casualty company and policies offered include automobile insurance, renter's coverage and homeowner's insurance. The company also offers personal liability insurance underwritten by a partner, RLI Insurance Company.
What kind of value provides replacement value for personal possessions?
Renter's insurance Renter's insurance
